NEW Prize-Linked Savings Account

Open a Prize-Linked Savings Account for a chance to win £5,000 every month. First prize draw in April 2024.


Safe Savings

Save directly from your wage and get an annual dividend to make your money work as hard as you do.

Personal Loans

We’re dedicated to responsible lending with fair, affordable rates to help you get the credit you need.


Member Benefits

Our members benefit from a range of great products, shared profits and a truly personal service.



Founded in 1990, Metro Moneywise Credit Union is an employee-based credit union in the North West of England. We’re run by a dedicated team of staff and volunteers in Rochdale. But most important of all are our members, who make us what we are.


We are a community

By joining Metro Moneywise, you become part of a credit union that helps all of its members. Simply put, your savings allow us to provide loans to other members. That includes yourself, should you ever need a loan.

Our borrowers pay interest which funds the running of our Rochdale credit union, and any surplus is split between members. Best of all, your money is fully protected, so there’s no risk.

We’re democratic

Our members are what make up the credit union. They’re who we work for, and crucially they hold the power in our organisation.

All members are shareholders, meaning you get a share of any profits and a say in how we move forward—whether that’s attending our annual general meeting, applying to join the board of directors or just providing feedback on the service received.

We’re run for you

We put our members’ needs at the heart of everything that we do—and we understand that life isn’t always straightforward. Whatever your circumstances, our friendly, helpful and professional team work hard to ensure that our members are always better off with us. That extends from our transparent approach with no hidden charges or fees to our flexible products that can be adapted if your requirements change.

We hope you join us and if you are already a member, welcome back.


I've been a member for 21 years and there have been many occasions when helpful and friendly staff have assisted with a loan in a speedy manner

Written by Tina Cartmell

The staff are professional, helpful, courteous and efficient and I hope in the current climate are around for years to come

Written by Donna Stockton

My Credit Union has been a godsend at times helping me financially when I really needed it. Staff are wonderful and do their utmost to help you.

Written by Jacqueline Beresford

May I request a new membership form, as I have encouraged and persuaded my 19 year old daughter to start saving. Many thanks from a satisfied customer

Written by Carol Stopford

We make managing your money simple

We stay up to date with technology to offer our members credit union digital banking via our new app:-

Download our new app

We don’t just make credit union online banking simple. We offer all the support you need through our team of expert advisors and our blog full of resources on budgeting, saving, and managing money. Speak to us about creating a budget account, a business account, or any other credit union information. A friendly member of our team will be ready to help you.

A public sector credit union

We are one of the major credit unions for the public sector in the North West. As a public sector common bond credit union, we work with local authorities like Rochdale Council, healthcare institutes like NHS trusts and hospitals, and organisations in education. 

A UK credit union you can trust

Looking for the best credit union UK customers can trust or just a local credit union near me’? We are Metro Moneywise Credit Union Ltd. Rochdale, serving the Rochdale area and surrounding areas like Manchester for over 30 years. We know exactly how to help you, so get in touch and let’s begin a journey together. 

Our members and partners tout us as the No 1 credit union for courtesy, assistance, and friendly support. We care deeply about every one of our members and even extend our credit union accounts to our members’ families. Sign up and join our credit union online on our website today, or give us a call if you have any questions about the process.